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5 ways to save money quickly

I never had to think about money until I lived alone. Paying for things like council tax, water and the internet when it’s not split…


how to save money tips

I never had to think about money until I lived alone. Paying for things like council tax, water and the internet when it’s not split two or three ways can get expensive.

I’ve been on a mission over the past few months to really kerb my spending. Credit cards, payday loans, cars on finance, a new Mac on pay monthly – these are all options you can look at if you’re needing something quick. But it’s important to be aware of interest rates and how long you’ll be paying these things back. Rather than being reactive – I like to be pro-active.

It’s always a smart idea to have a savings account. Even if you’re not saving for anything in particular, it can help when you need an extra few pounds for a holiday or to buy a new phone if something happens to yours.

Here are 5 ways I like to save money.

how to save money tips

Have a savings account. Or two!

I currently have two savings accounts. One is where I put my blog earnings into and the other is what I use to save for spending money for my holiday.

This means I keep my money separate from my main wage. If I had all my money in one account, I’d be much more likely to think I’m better of than I am and spend more.

Transfer money when you get paid.

On pay day, I put £100 straight into savings.

I also transfer money into my blog savings account as soon as it goes into my current account.

Be very strict about doing this as I find if I put if off for a few weeks, I’m less likely to transfer it. Once it’s transferred over, you get a more realistic view of how much you have left in your account to last you to the next payday.

Look for bonus saving accounts.

Many bank accounts offer some great deals – I once had a savings account that gave me a bonus amount at the end of the year of a couple hundred pounds. There are also savings accounts you can get that give you higher interest if you don’t withdraw from your savings account – a great incentive to keep your money in the bank!

Check online for savings accounts. It takes 2 minutes to open a savings account via online banking!

Eat what already have in.

It’s so tempting to buy fresh food constantly to eat, throw half out and do it all over again.

Over the last month, I’ve hardly bought any food at all. My cupboards are so full of things like pasta, rice, sauces, tinned veg and I have loads of things in the freezer. But I always opt for buying fresh things and not using what I already have in.

Not only does this mean you save money, but start to make more space in your cupboards!

Check what is going out of your bank.

I recently had a detailed look at what was coming out of my bank every month. I’ve been paying £15 a month for Audible without even realising it! I’ve not listened to an ebook for a year.

I’ve also recently cancelled some premium services of things I had but didn’t really need – Crowdfire, PicMonkey premium. And I cancelled Glossybox.

So have a look at what you’re spending your money on and see where you can cut back. I’m probably saving an extra £40 a month since I did that. That’s £480 a year!

What are your money saving tips?


  1. These are great tips. I’m pretty good at saving money, unless i browse etsy or ebay for vintage, ha!! Happy Friday x

  2. I have my main account set up to automatically transfer 10% of my wages straight into an ISA and I have the joint account set up to do the same with the money we put in each month too. This way I’m saving without even having to try. One of the best things I started doing was moving the odds into a savings account too. So, if I have £104.56 in my account, I will transfer that £4.56 into savings. Those little transfers really add up!

    Sarah 🙂
    Saloca in Wonderland

  3. These are brilliant tips! I love this and I need this more than anything! I need to start saving NOW!

    Fix Me In Forty Five – A Beauty & Lifestyle Blog
    Blog Lovin’ // Instagram

  4. I have two savings accounts – one for holidays and one for general savings, which get’s £150 a month straight in there from my wages so I’m not so tempted to spend! 🙂 Tania Michele xx

  5. Good tips! I always save money from my wages to my two accounts: one for general and one for my favorite things 🙂

  6. My husband and I go through all bills and put away a certain amount every pay cheque and we spend whatever that’s left. We don’t spend and then try to put away whatever that’s left, it doesn’t work for us. And we’re lucky because I love cooking so we seldom eat out.

  7. I definitely agree with transferring money over! I have my direct deposit set up so that it will deposit $200 in my “savings” account (which is actually an old checking account, but there’s a reason it’s a checking not a savings) and the rest into my main checking account. I find it easier to save because you don’t even think about it. You just think “this is what I get paid” after a few weeks of it transferring automatically.

    I also agree with cancelling services you don’t use/like. I had PicMonkey premium for a little while and realized I didn’t need/want it. Especially since I prefer Canva and can do more with the free version than you could with PicMonkey premium.

  8. The saving automatically is a great tip. You should always spend what you have after savings!

  9. Great tips – I am so bad at saving. I start off with good intentions – moving some of my wages into a saving account. But inevitably I end up moving the money back into my current account, and spending it! I have three savings set up – one for an emergency fund, one for wedding, and one for blog earnings. I’m going to work really hard from next payday to keep my savings where they’re supposed to be – in the savings accounts!!

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